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FOR IMMEDIATE RELEASE

March 15, 2000

CALIFORNIA, FLORIDA TO GET FIRST
BANK OF AMERICA TALKING ATMS
Largest U.S. Bank to Install more than 2,500


SAN FRANCISCO, CA March 15, 2000 Bank of America today announces a plan to install more than 2,500 talking ATMs in Florida and California its largest retail markets. The plan, reached in conjunction with the California Council of the Blind and several blind individuals, schedules installations of the talking ATMs over the next three years. Additional plans to install the ATMs in other states where Bank of America operates will be worked out early next year.

Bank of America will use talking ATMs that have been developed by NCR
Corporation and Diebold Corporation, the largest ATM vendors in the U.S.
The talking ATMs will provide audible instructions to persons who cannot view information on an ATM screen. These machines will make it easier for blind users to withdraw cash, deposit money and perform other transactions. The ATMs will have audio jacks that will deliver voice information privately to protect the security of blind and low-vision users.

"We're thrilled with the collaborative effort with Bank of America and
other blind individuals," said Catherine Skivers, president of the California Council of the Blind, an affiliate of the American Council of the Blind with 46 chapters throughout California. "We hope that every financial institution in the country will follow the Bank of America lead."

Berkeley disability rights lawyer Lainey Feingold, Linda Dardarian of the
Oakland civil rights firm of Saperstein, Goldstein, Demchak & Baller, and
the Berkeley - based Disability Rights Education and Defense Fund, represented the California Council in the discussions regarding talking ATMs. According to Feingold and Dardarian, "Bank of America deserves tremendous praise for their commitment to the blind community demonstrated by today's announcement."

"We are pleased to announce the largest planned installation of talking
ATMs by any financial institution, starting in two of our largest retail markets," said Bill Raymond, manager, ATM Channel Strategies and Development. "We have been working with ATM manufacturers for several years on the development of this technology, and we will underscore this announcement with other initiatives to improve sight-impaired access to Bank of America."

Bank of America will also make information that is typically provided in
written format, such as monthly account statements and product materials,
available in alternative formats to persons with vision impairments. It
will also take steps to ensure that its Web site and online banking services
are accessible to blind persons whose home computers use screen readers to
audibly read text on a computer screen.

Created in 1998 by the merger between NationsBank and Bank of America
Corporation, Bank of America is the country's first coast_to_coast
nationwide bank. With 14,000 ATMs operated under the Bank of America and NationsBank brands, Bank of America operates the largest proprietary ATM network in the U.S.

Bank of America, with $633 billion in assets, is the largest bank in the
United States. It has full-service operations in 21 states and the District of Columbia and provides financial products and services to 30 million households and two million businesses, as well as providing international corporate financial services for business transactions in 190 countries.

CONTACT:
For California Council of the Blind:

Lainey Feingold
510/848-8125
mailto:lfeingold@california.net

Leni Doyle, Saperstein, Goldstein, Demchak &
Baller
510/763-9800
mailto:leni@sgdblaw.com


For Bank of America:
Ann DeFabio
415/622_3516
ann.l.defabio@bankofamerica.com




7/15/00